Lenders That Offer Payday Loans In Texas


The database below lists direct lenders that provide online payday loans and direct installment loans to consumers in Texas. **Last Updated 2-2-16**


CashNetUSA: They have been around for decades and claim to have over 1 million satisfied customers. At this time CashNet is offering next day online payday loans of up to $700 if you live in Texas. They’re generally seen as being easy to work with if you have bad credit or past payday loan issues. CashNetUSA has extended their 25% off loan fees promo through the end of March, just use promo code “NEWCASH25”.


Payday Direct USA: Payday Direct is an online company offering cash advance loans and online installment loans to Texas residents. At this time they’re offering cash advance loans of up to $1000 depending on your qualifications. You must be currently employed, have an active checking account and make at least $1200 to qualify for a payday loan with them. Also offering online installment loans of $1,000+ to qualified Texas residents.


PaydayLoanToday: Longtime direct payday lender that’s currently providing online payday loans of up to $500 for Texas residents. They claim to have lower interest rates when compared to other companies that offer payday loans in Texas & they offer a quick approval process with their online application system.


LendUp: Lendup is a new online lender that just started offering online payday loans in Texas as late 2015. They have lower rates when compared to traditional direct payday lenders and also promise you’ll have an opportunity to rebuild your credit by making on-time payments. At this time LendUp is offering direct cash advance loans to Texas residents of up to $1,000. They also offer a 15 minute deposit option where you can get your loan in as few as 15 minutes assuming your bank is setup for this.


Cash Central Loans: Cash Central is a large direct payday lender that offers 24/7 online payday loans to Texas residents. They have an easy 3-step approval process and you can expect a real-time decision regarding loan approval in less than 5 minutes. Cash Central is currently offering payday loans of up to $2,000 and you can typically pay off your loan in anywhere from 7 to 35 days. Use Discount Code “CJ2620” for 25% off all loan fees when you apply for a loan in February!


CashAdvance.com: A new lender that’s offering direct installment loans and online payday loans to Texas residents. They are offering online payday loans in Texas of up to $1,000 for new customers and also offer installment loans for returning customers. They’re great to work with if you have bad credit as you can usually get a low dollar online cash advance with them. Lastly they have a quick online application process and promise next day cash in hand loans for qualified applicants.


Check Into Cash: You may be familiar with Check Into Cash. They have many retail locations in Texas(mostly in San Antonio, Dallas & Houston) and they’ve been offering online payday loans in Texas for over a decade. They offer cash advance loans online and have a fully automated 24/7 application process. Check Into Cash is a founding member of Community Financial Services Association.


Are you having trouble getting a loan from the direct payday lenders and online installment lenders listed here? If you have multiple cash advance loans outstanding, very bad credit, or if you have trouble verifying your income or bank information it may be tough to get an online payday loan from any company. If you fall into this category you may want to check out Oneclickloans. They don’t offer payday loans in Texas directly, instead they work with hundreds of financial companies that are willing to fund loans for just about everyone regardless of their financial situation! Check them out today and see if you qualify with anyone from their network of direct payday lenders and direct installment lenders.


Check ‘n Go: Check ‘n Go is without a doubt one of the largest lenders of online payday loans in Texas. They have well over 200 stores all throughout the state with dozens of payday loan stores in Houston and San Antonio alone. They also have a simple online application process and they promise next day cash if you qualify for a payday loan. Check ‘n Go provides direct payday loans of up to $1500 to Texas residents. The maximum payday loan term is 40 days and you can only have one loan out at a time.


Lendyou: LendYou has been in business since 2008 & since then they’ve helped thousands of Texas consumers in getting a short-term loan. They have a quick online application process for same-day payday loans in Texas of anywhere from $500 to $15,000. LendYou is a longtime member of the Online Lenders Alliance.


National Payday: Large national direct payday lender that’s currently offering 24 hour online payday loans and instant direct payday loans through same day bank wire. They have low interest rates compared to other lenders and have been funding payday loans in Texas for years. Currently loaning up to $400 for new Texas customers and up to $1000 for returning customers.


Upstart: Upstart offers a unique approach to the online lending environment in Texas. They have flexible payment terms with the option to pay back your loan over months instead of weeks when compared to other firms that fund online payday loans in Texas . Another unique option is that you can choose your payoff term! You will probably need a credit score of at least 650 to qualify for a loan. At this time, Upstart is offering online loans of anywhere from $3,000 to $10,000.


Avant: Avant offers high dollar installment loans of anywhere from $1,000 to $30,000 to Texas consumers. Avant can be a great option for you if you’re looking for a large online loan with no collateral required but it may be difficult to get approved for a loan with them if you have poor credit. Unlike most companies that offer personal loans or payday loans in Texas, you’ll probably need a decent credit score with no past delinquent loans. They have no pre-payment penalty and offer loan lengths of anywhere from 12-48 months to Texas residents.


Springleaf: Springleaf has been in business for decades and they claim to have served well over 2 million consumers. Springleaf is currently offering secured online installment loans to consumers in Texas for up to $15,000. These types of loans are typically paid off over 1-3 years and you will probably need fair to good credit (score of 650+) in order be approved for a loan.


Check back at least once a week for updates regarding these online payday lenders and direct installment lenders. Texas is a good state to be in if you’re looking for online payday loans. Many of our online visitors arrive from large Texas cities like Dallas, Houston or San Antonio that have numerous payday loan stores, but we’ve been seeing an increase lately from smaller cities in Texas as well. So, don’t worry if there are no payday loan stores in your city. really Most of the large national lenders choose to offer online payday loans in Texas and they can usually loan more money with better terms compared to other states, even if you have bad credit. With that being said, we expect more direct payday lenders and direct installment lenders to start lending again as we move through the first few months of 2016(This includes lenders in Dallas, Houston & San Antonio).
direct payday lenders in Texas

Find A Direct Payday Loan Lender in Texas

There are hundreds of companies in Texas that claim to offer direct payday loans. These include lenders that offer online payday loans and even some unlicensed retail lenders in cities such as San Antonio and Houston. However, many of these companies are non-direct payday loan lenders that are not able to offer payday loans online or in Dallas, Houston, and San Antonio for that mater! They will market and sell your personal information to companies that have nothing to do with online payday loans. That means your personal information will be blasted all throughout the internet without your permission. You may have your identity stolen and your credit may be compromised. Just the other day we heard of a consumer in Houston that applied for a payday loan online only to have their identity stolen a few months later. Turns out the company she applied with was not even a direct payday lender. If you have bad credit now just imagine how bad your credit will be if your identity is stolen! If you exhausted the traditional options of getting short term cash and find yourself in need of an direct payday loan you’ll want to make sure you go with a company that actually offers online payday loans in Texas! This way you’ll be able to save time by applying directly at the source and you’ll have the piece of mind of knowing where your personal information is ending up. The good news is that Texas is a great state to live in if you’re looking for a payday loan. There are many companies in the state ready and willing to offer you a direct online payday loan, regardless of the fact that you may have bad credit or no credit at all. There are many licensed lenders ready and willing to offer payday loans in Dallas, San Antonio or Houston, but there are many online lenders as well. You just have to know who they are!

Our goal at Texaspaydaylenders.org is to list and detail all the major direct payday loan lenders and direct installment lenders that currently offer online payday loans to consumers living in Texas. These lenders can offer online payday loans to consumers all across the state, not just to people in big cities like Houston or San Antonio. Assuming you have an internet connection you’re good to go. The companies listed are actual lenders offering online payday loans in Texas. They work with all types of consumers, from consumers with good credit that are in need of short-term cash to consumers with very bad credit that are trying to get back on their feet. They will process your information to see if you qualify for a direct online loan from their company. Once you qualify for a direct cash advance loan they will usually wire the loan amount to your bank account within one business day. Keep in mind, we don’t endorse or recommend any of the online cash advance loan lenders listed on this site. The only thing that stands out about these companies is the fact that they are direct lenders offering online loans in Texas.

Make sure you don’t waste your time with a non-direct payday loan lender. As time goes on we will also try to list all non-direct payday loan lenders marketing themselves to Texas residents. There is nothing inherently wrong with these non-direct cash advance lenders. In fact you may luck into getting an actual payday loan or installment loan with one of their marketing partners. Ultimately though, it’s easier to apply direct at the source with a lender that actually offers online payday loans in Texas! Not only will you save time and money, you will be assured that your personal information will not be blasted all throughout the internet. If there are any direct payday loan lenders or direct installment lenders currently offering online loans in Texas that we haven’t listed please let us know. Assuming they’re direct lenders we will attempt to add them to our database.

Non-Direct Payday Loan Lenders in Texas

The websites listed below are non-direct payday loan lenders.  This means they don’t directly offer online payday loans in Texas, or any state for that mater. If you apply at any of these sites you will not receive a payday loan directly from that company.   Essentially these websites act as payday loan matching services.  They will match your personal information to a handful of prospective lenders that may or may not offer payday loans in Texas.

For the most part there is nothing wrong with a payday loan matching service.  However you would probably be best served to go with the company who’s actually funding the loan.  That way you don’t waste your time filling out multiple applications and having your personal information blasted throughout the internet. Also, regulations in Texas are getting tougher. More lenders are choosing to pause lending as the laws make it tougher to do business. We’re seeing brick and motor lenders closing up shop in big cities like Dallas and Houston. Some of these companies are now offering online payday loans to residents all throughout Texas(not just in Houston or Dallas) but those lenders are few and far between. Because of this, payday loan matching services are forced to sell your information to more and more companies. Make it easy on yourself and go with a lender that actually funds online payday loans in Texas. Just use our database of direct lenders here: Directory of lenders that fund online payday loans in Texas

List of non-direct lenders: