Blue Trust Online Loans: Blue Trust is a large lender currently funding online loans in Texas. They have a 3-step approval process and you can expect a real-time decision on a loan approval in less than 5 minutes. They claim Texas residents with income of at least $1,200 a month can see approval on a loan of up to $2,000. A typical loan term will last anywhere from a few weeks to 6 months. You will also need a checking account with direct deposit to qualify.
BadCreditLoans.com: A new company that as their name says, provides bad credit payday loans to Texas residents. They provide cash advances of $500 to $1000 for new customers and also fund installment loans for returning customers. They’re great to work with, even for people with poor credit as you can usually get a low dollar online cash advance with them. They have an updated application process with next day money for qualified applicants.
Money Key: In business since 2011, MoneyKey is one of the fastest growing online lenders in the small-dollar lending industry. MoneyKey has funded or arranged loans for over 180,000 customers. They have a convenient and fast application process and you can receive a loan of up to $1,000 in 1 business day. In addition, there is no pre-payment penalty for paying off your loan early.
MyPaydayLoan: An established online lender who provides Texas payday loans. They promise a quick online application process and can usually get you cash in hand in less than 24 hours. MyPaydayLoan is generally seen as one of the best lenders to work with if you have poor credit or no credit at all. You will need a checking account from a traditional bank(no pre-paid accounts or savings accounts) to be approved. Also, you won’t qualify for a loan if you’ve defaulted on a payday loan in the past year. **Update: Texas residents no longer need to fax in a bank statement for payday loans under $500.**
Cash Store: Cash Store is a Texas based company that’s been providing loans since 1996. They have over 190 storefront locations in TX alone. Cash Store is known for having a simple approval process. In fact, you should be fine with bad credit or no credit history. Loan amounts go all the way up to $3,000 and applicants can receive cash in hand in less than 20 minutes.
CashNetUSA: They have been around for decades and say they have over 1 million satisfied customers. CashNet is funding next day payday loans of up to $1800 and installment loans of up to $2400 in Texas. They’re generally seen as being easy to work with & you can expect to receive an immediate approval decision when you apply for a payday loan online. CashNetUSA has extended their 15% off loan fees promo through May.
Ace Cash Express: Ace has been funding online loans in Texas for years and they currently have many retail storefronts in Texas as well. They’re offering online payday and installment loans up to $1,000 for consumers in Texas. Ace requires that applicants have an active checking account with an income of at least $1,000 a month to qualify for a cash advance loan.
My Credit Advance: My Credit has been around since 2008. Since then, they’ve helped thousands of Texas consumers in getting a short-term online loan. They have a quick online application process for same-day payday loans in Texas of anywhere from $500 to $15,000.
Check Into Cash: You may be familiar with Check Into Cash. They have many retail locations in Texas(mostly in San Antonio, Dallas & Houston) and they have provided Texas payday loans & installment loans for over a decade. They can sometimes fund same day cash advances and use a fully automated 24/7 application process. Check Into Cash is a founding member of Community Financial Services Association.
Having trouble obtaining a loan from the payday lenders and online installment loan companies detailed on this site? It may be tough to get a payday loan from any company if you have very poor credit or many cash advance loans outstanding. If you fall into this category you may need to check out YourPayday. They don’t provide payday loans in Texas, instead they deal with hundreds of financial companies that are willing to fund loans in Texas! Check them out today and see if you qualify with anyone from their network of Texas payday lenders and installment lenders.
MaxLend: MaxLend offers online loans that start at $200 and go up to $1,250 for Texas consumers. MaxLend can be a great option if you’re looking for a personal loan with no collateral required. They claim that having bad credit or no credit history doesn’t factor much into their lending decision. Maxlend has no pre-payment penalty and offers loan lengths that max out at about 6 months for Texas residents.
CashAdvance.com: A new lender that’s offering online installment loans and payday loans to Texas residents. They provide Texas payday loans of $400+ for new customers and also offer installment loans for returning customers. They’re great to work with if you have poor credit as you can usually get a low dollar online cash advance with them. They have a quick online application process and promise next day cash in hand loans for qualified applicants.
Cash Central Loans: Cash Central is a large payday lender that funds 24/7 online payday loans to Texas residents. They have an easy 3-step approval process and you can expect a real-time decision about your loan approval in less than 5 minutes. Cash Central funds payday loans up to $2,000 and you can pay off your loan in anywhere from 7 to 35 days. Use Discount Code “CJ5820” for 20% off all loan fees when you apply for an online loan through May!
Payday Direct USA: Payday Direct is an online company offering short term finance loans to Texas residents. They can provide online payday loans in Texas of up to $1000 depending on your qualifications. You must have a checking account, be currently employed and make at least $1400 a month to qualify for a payday loan with them. Also providing installment loans of $1,000+ to qualified Texas residents.
Check ‘n Go: Check ‘n Go is without a doubt one of the oldest lenders when it comes to cash advance loans in Texas. They have well over 200 stores all throughout the state with dozens of payday loan stores in Houston and Dallas alone. They also have a simple online application process and they promise next business day cash if you qualify for a payday loan. Check ‘n Go provides online loans of $300 to $1500 for Texas residents. The longest payday loan term is 40 days and you can only have one loan out at a time.
National Payday: National is a Texas payday lender that’s currently funding 24 hour payday and title loans in Texas. They have same day bank wire when eligible for loans issued in San Antonio. They have low-interest rates compared to other lenders and have been funding cash advance loans in Texas for years. Texas residents can apply for a loan of up to $400 and $1000 for returning customers.
Upstart: Upstart offers a unique approach to the online lending environment in Texas. They have flexible payment terms with the option to pay back your loan over months instead of weeks. Payment terms and finance charges like this compare well to other firms that fund Texas payday loans. Another unique option is that applicants can choose their payoff term! They require an active bank account and credit score of at least 650 or higher. Upstart is funding online loans of anywhere from $3,000 to $12,500.
LendUp: Lendup is a new lender in Texas as of 2017. They have low finance charges and promise the opportunity to rebuild credit by making on-time monthly payments. LendUp funds Texas installment loans of up to $4000(lower loan amounts in San Antonio and Houston). They also have a 15-minute deposit option where you can get your loan in as few as 15 minutes assuming your bank is setup for this.
PaydayLoanToday: Longtime lender that provides online payday advances of around $500. It seems they have lower interest rates when compared to other companies that offer cash advances in Texas. They offer a quick approval process with their online application system. Local residents are sometimes eligible for discount code savings on their payday loans. PaydayLoanToday lets you apply for a loan and set a due date that fits your specific needs. Check their website for more info on their credit check and loan application terms.
Springleaf: This company has been in the lending business for decades. According to their website, they have serviced over 2 million consumers. They have many storefront personal loan offices in Houston and Dallas TX. Springleaf funds Texas installment loans for up to $15,000. Their lending offers may change in Houston and other Texas cities that have caps on loan amounts and finance charges. Be sure to check their website for other details. These types of Texas installment loans will be repayable with monthly payments that are spread out over 1-3 years. Qualified applicants will need a fair to good credit report rating to ensure approval for a personal loan.
Check back at least once a week for updates about these Texas payday loans online. Texas is a good state to be in if you’re looking for a cash advance loan. Many of our online visitors arrive from large cities in Texas like Dallas, Houston or San Antonio. These large metro areas have many payday loan stores, but there’s always going to be a need for short term financial information. We’ve been seeing an increase in loan applications from smaller cities in Texas as well. So, don’t worry if there are no payday loan stores in your city. Many of the large national lenders choose to offer Texas loans. They can usually loan more money with better terms compared to other states. Even people with a terrible rating can qualify! We expect more companies will start lending again as we move through the second half of 2018. This includes payday lenders as well as installment providers in Dallas, Houston & San Antonio. Keep in mind, short term loans are not a long term financial solution. Payday advances have high interest rates and lengthy monthly payments if you fail to payoff your loan when it first becomes due. Be sure to read through your contract terms and conditions before you move forward with any lender.