CashNetUSA: They have been around for decades and say they have over 1 million satisfied customers. CashNet is funding next day payday loans of up to $1800 and installment loans of up to $2400 in Texas. They’re generally seen as being easy to work with & you can expect to receive an immediate approval decision when you apply for a payday loan online. CashNetUSA has extended their 25% off loan fees promo through February, just use promo code “NEWCASH25”.
Payday Direct USA: Payday Direct is an online company offering payday loans to Texas residents. At this time they can provide Texas payday loans of up to $1000 depending on your qualifications. You must have a checking account, be currently employed and make at least $1400 a month to qualify for a payday loan with them. Also providing installment loans of $1,000+ to qualified Texas residents.
Cash Central Loans: Cash Central is a large direct payday lender that funds 24/7 online payday loans to Texas residents. They have an easy 3-step approval process and you can expect a real-time decision regarding loan approval in less than 5 minutes. Cash Central funds payday loans up to $2,000 and you can typically pay off your loan in anywhere from 7 to 35 days. Use Discount Code “CJ2720” for 20% off all loan fees when you apply for a online loan through March!
MyPaydayLoan: An established direct lender who provides Texas payday loans. They promise a quick online application process and can usually get you cash in hand in less than 24 hours. MyPaydayLoan is generally seen as one of the best lenders to work with if you have poor credit or no credit at all. You will need a checking account from a traditional bank(no pre-paid accounts or savings accounts) to be approved. Also, you won’t qualify for a loan if you’ve defaulted on a payday loan in the past year. **Update: Texas residents no longer need to fax in a bank statement for direct payday loans under $500.**
Check Into Cash: You may be familiar with Check Into Cash. They have many retail locations in Texas(mostly in San Antonio, Dallas & Houston) and they have provided direct loans in Texas for over a decade. They offer cash advance loans online and have a fully automated 24/7 application process. Check Into Cash is a founding member of Community Financial Services Association.
Check ‘n Go: Check ‘n Go is without a doubt one of the oldest lenders of cash advance loans in Texas. They have well over 200 stores all throughout the state with dozens of payday loan stores in Houston and Dallas alone. They also have a simple online application process and they promise next day cash if you qualify for a payday loan. Check ‘n Go provides direct payday loans of $300 to $1500 for Texas residents. The maximum payday loan term is 40 days and you can only have one loan out at a time.
CashAdvance.com: A new lender that’s offering online installment loans and payday loans to Texas residents. They provide Texas payday loans of $400+ for new customers and also offer installment loans for returning customers. They’re great to work with if you have poor credit as you can usually get a low dollar online cash advance with them. Lastly, they have a quick online application process and promise next day cash in hand loans for qualified applicants.
MaxLend: MaxLend offers online loans that start at $100 and go up to $1,250 for Texas consumers. MaxLend can be a great option if you’re looking for a personal loan with no collateral required. They claim that having bad credit or no credit history doesn’t factor much into their lending decision. Lastly, Maxlend has no pre-payment penalty and offers loan lengths that max out at about 6 months for Texas residents.
Still having difficulties obtaining a loan from the payday lenders and online installment loan companies detailed on this site? If you have very poor credit, multiple cash advance loans outstanding or if you have trouble verifying your income or bank information it may be tough to get an online payday loan from any company. If you fall into this category you may need to check out YourPayday. They don’t offer payday loans in Texas directly, instead they deal with hundreds of financial companies that are willing to fund loans in Texas! Check them out today and see if you qualify with anyone from their network of direct payday lenders and direct installment lenders.
Upstart: Upstart offers a unique approach to the online lending environment in Texas. They have flexible payment terms with the option to pay back your loan over months instead of weeks when compared to other firms that fund Texas payday loans. Another unique option is that you can choose your payoff term! You will probably need a credit score of at least 650 or higher. Upstart is funding direct loans of anywhere from $3,000 to $12,500.
Blue Trust Online Loans: Blue Trust is a large direct lender currently funding online loans in Texas. They have a 3-step approval process and you can expect a real-time decision regarding loan approval in less than 5 minutes. They claim Texas residents with monthly income of at least $2000 a month can be approved on a loan up to $1200. A typical loan term will last for 6 months and you will also need a checking account with direct deposit to qualify.
Lendyou: LendYou has been in business since 2008 & since then they’ve helped thousands of Texas consumers in getting a short-term loan. They have a quick online application process for same-day payday loans in Texas of anywhere from $500 to $15,000. LendYou is an accredited member of the Lenders Online Alliance.
National Payday: Large national direct payday lender that’s currently funding 24 hour Texas payday loans online and instant direct payday loans through same day bank wire. They have low-interest rates compared to other lenders and have been funding payday loans in Texas for years. Currently loaning up to $400 for new Texas customers and up to $1000 for returning customers.
BadCreditLoans.com: A new company that as their name says, provides bad credit payday loans to Texas residents. They provide Texas payday loans of $500 to $1000 for new customers and also provide installment loans for returning customers. They’re great to work with, even for people with poor credit as you can usually get a low dollar online cash advance with them. Lastly, they have an updated application process and promise next day cash in hand loans for qualified applicants.
LendUp: Lendup is a new lender in Texas as of 2015. They have lower rates when compared to traditional payday lenders and also promise you’ll have an opportunity to rebuild your credit by making on-time payments. At this time LendUp is offering direct online loans to Texans of up to $800. They also offer a 15-minute deposit option where you can get your loan in as few as 15 minutes assuming your bank is setup for this.
PaydayLoanToday: Longtime lenders that’s currently providing Texas payday loans online of $500. It seems they have lower interest rates when compared to other companies that offer payday loans in Texas & they offer a quick approval process with their online application system. Texas residents are sometimes eligible for discount code savings on their payday loans. Check their website for more info.
Springleaf: This direct lender has been in business for decades and per their website they have serviced over 2 million consumers. They have numerous storefront personal loan offices in Dallas and Houston. Springleaf funds direct installment loans to consumers in Texas for up to $15,000. Their lending offers may change in Houston and other Texas cities that have caps on loan amounts, be sure to check their website. These types of loans are paid off over 1-3 years and you will most likely need a fair to good credit score in order be approved for a personal loan.
Check back at least once a week for updates regarding these Texas payday loans online. Texas is a good state to be in if you’re looking for a cash advance loan. Many of our online visitors arrive from large Texas cities like Dallas, Houston or San Antonio that have numerous payday loan stores, but we’ve been seeing an increase lately from smaller cities in Texas as well. So, don’t worry if there are no payday loan stores in your city. Most of the large national lenders choose to offer Texas loans and they can usually loan more money with better terms compared to other states, even people with terrible credit! We expect more direct payday lenders and direct installment lenders to start lending again as we move through the first months of 2017(This includes online payday loans Texas as well as lenders in Dallas, Houston & San Antonio).