There are hundreds of companies in Texas that claim to be direct payday loan lenders. However, most of the companies are non-direct payday loan lenders. They will market and sell your personal information to companies that have nothing to do with payday loans. If you find yourself in need of a payday loan make sure you go with a direct lender. Luckily Texas is a great state to live in if you’re looking for a payday loan. There are many companies in the state ready and willing to offer you a payday loan. You just have to know who they are!
Our goal at Texaspaydaylenders.org is to list and detail all the direct payday loan lenders that currently offer payday loans to consumers living in Texas. The companies are actual lenders. They will process your information to see if you qualify for a direct loan from their company. Once you qualify for a direct payday loan they will usually wire the loan amount to your bank account within one business day. Keep in mind, we don’t endorse or recommend any of the payday loan lenders listed on this site. The only thing that stands out about these companies is the fact that they are direct lenders.
Make sure you don’t waste your time with a non-direct payday loan lender. As time goes on we will also try to list all non-direct payday loan lenders marketing themselves to Texas residents. There is nothing inherently wrong with these non-direct lenders. In fact you may luck into getting a payday loan with one of their marketing partners. Ultimately though, it’s easier to apply with a direct payday loan lender. Not only will you save time and money, you will be assured that your personal information will not be blasted all throughout the internet. If there are any direct payday loan lenders that we haven’t listed please let us know. Assuming they’re direct lenders we will attempt to add them to our database.
The database below lists payday loan lenders and installment lenders currently offering direct payday loans to consumers who live in Texas
**Last Updated 12-2-2013**
MyPaydayLoan: Long established lender with a large presence in Texas. They promise a quick application process with cash in hand in less than 24 hours. Generally seen as being great to work with if you have poor credit.
Ace Cash Express: Ace may have the most retail storefronts in Texas. They also have a large online presence. Offering payday loans to consumers in Texas up to $1,000. Ace requires you to have an active checking account with an income of at least $1,000 a month.
Cash Central Payday Loans: Cash Central has an easy 3-step approval process and you can expect a real-time decision regarding loan approval. Currently offering loans up to $500 to Texas residents. Update: **20% of all loan fees through December**
CashNetUSA: They have been around for decades and claim to have over 1 million satisfied customers. At this time CashNet is offering next day loans of up to $700 if you live in Texas.
Check City: Currently offering both installment loans and payday loans. The maximum loan term for a direct payday loan from them in Texas is $600. This is based on a minimum loan term of 8 days with a maximum of 45 days. Check City also have retail store-fronts throughout the state of Texas.
Rise Credit: Rise is a brand new lender. They promise a unique approach to the direct lending environment. They have very flexible payment terms with the option to pay back your loan over months not weeks compared to a normal direct payday loan. Rise is also much cheaper when compared to a normal payday loan.
National Payday: Large national lender that’s currently offering 24 hour payday loans and instant direct payday loans through same day bank wire. They have low rates compared to other lenders and have been lending for years to Texas residents. Currently loaning up to $400 for new customers and up to $1000 for returning customers.
Payday Direct USA: Online company offering payday loans and installment loans in Texas. At this time they’re offering loans of up to $1000. You must be currently employed and make at least $800 to qualify for a payday loan with them.
PaydayLoanToday: Longtime lender that’s currently offering direct payday loans up to $500 in Texas. They have relatively low interest rates compared to other lenders and offer quick approval process. Use code “200 fee free” throughout December for zero fees on the first $200 borrowed.
Check back at least once a week for updates regarding these direct payday lenders. Texas is a good state to be in if you’re looking for a payday loan. With that being said, we expect more direct lenders to come on board as we move into 2014.
The websites listed below are non-direct payday loan lenders. If you apply at any of these sites you will not receive a payday loan directly from that company. Essentially these websites act as payday loan matching services. They will match your personal information to a handful of prospective lenders.
For the most part there is nothing wrong with a payday loan matching service. However you would probably be best served to go with a direct payday loan lender. That way you don’t waste your time filling out multiple applications and having your personal information blasted throughout the internet. Also, regulations in Texas are getting tougher. More lenders are choosing to pause lending as the laws make it tougher to do business. Because of this, payday loan matching services are forced to sell your information to more and more companies. Make it easy on yourself and go with a direct lender. Just use our database of direct lenders here: List of Direct Lenders in Texas
List of non-direct lenders: