step one Fill in an application form
on our website

What To Expect With A Payday Loan & How It Works

With an online payday loan, you're borrowing money with the promise that you'll repay the full amount borrowed, typically in a few weeks and never more than a few months. Most applicants can qualify for a payday loan even if they have bad credit or no credit history. Interest rates are high with payday loans as creditors take on extra risk compared to other short term loans that run a more thorough credit check. You can take out a payday loan in Texas for as little as a few hundred dollars and the amount you borrow can steadily increase with each successful lending term you complete. Bad credit is not always an issue and most creditors won't even check your credit report.

Texas is a great state to live in if you need fast cash and don't have the typical credit score required for installment loans and bank loans. Payday loan companies know that you probably would not be applying for a high interest payday advance and that's why checking your credit is not a priority. Another benefit of payday loans in Texas is that you can be approved quickly often in less than an hour and everything can be done online. You always have the choice to meet with someone in person if you feel more comfortable applying with a neighborhood lender. We have locations throughout the State of Texas, and you can always use our online application for online payday loans in Texas to get funded within one business day! It takes less than 30 minutes to complete the online form and after that, we'll get you a quick quote with multiple loan repayment options.  Apply today with Texas Payday Lenders!

  • Payday loans have high interest rates
  • Most lenders will not check your credit report
  • You can apply for a payday advance with bad credit

step two Our manager will contact you to clear up the details

  • Apply online, over the phone or in person
  • It takes around 1 hour to process your application
  • Approved borrowers can get cash within 24 hours

step three Receive your money in the most convenient way in 15 minutes

  • You need an active checking account to be approved. Some companies will let you get a loan with just a savings account or bank checking account.
  • Texas payday loans have limits on the APR that a lender can charge you. Check your financing terms before you sign a payday loan contract in Texas.
  • A customer service rep will check your employment history to verify you can make future loan payments each month.

*Representative APR: 1192% (variable). Representative Example: Loan amount $100 for 30days. Total amount repayable $124.00. Interest 292% p.a. (variable).

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