Check Into Cash: You may be familiar with Check Into Cash. They have many retail locations in Texas(mostly in San Antonio, Dallas & Houston) and they have provided Texas payday loans & installment loans for over a decade. They can sometimes fund same day cash advances and use a fully automated 24/7 application process. Check Into Cash is a founding member of Community Financial Services Association.
Payday Direct USA: Payday Direct is an online company offering payday loans to Texas residents. At this time they can provide Texas payday loans of up to $1000 depending on your qualifications. You must have a checking account, be currently employed and make at least $1400 a month to qualify for a payday loan with them. Also providing installment loans of $1,000+ to qualified Texas residents.
CashNetUSA: They have been around for decades and say they have over 1 million satisfied customers. CashNet is funding next day payday loans of up to $1800 and installment loans of up to $2400 in Texas. They’re generally seen as being easy to work with & you can expect to receive an immediate approval decision when you apply for a payday loan online. CashNetUSA has extended their 25% off loan fees promo through July, just use promo code “NEWCASH25”.
MyPaydayLoan: An established online lender who provides Texas payday loans. They promise a quick online application process and can usually get you cash in hand in less than 24 hours. MyPaydayLoan is generally seen as one of the best lenders to work with if you have poor credit or no credit at all. You will need a checking account from a traditional bank(no pre-paid accounts or savings accounts) to be approved. Also, you won’t qualify for a loan if you’ve defaulted on a payday loan in the past year. **Update: Texas residents no longer need to fax in a bank statement for payday loans under $500.**
Ace Cash Express: Ace has been funding online loans in Texas for years and they currently have many retail storefronts in Texas as well. At this time they’re offering online payday and installment loans up to $1,000 for consumers in Texas. Ace requires that applicants have an active checking account with an income of at least $1,000 a month in order to qualify for a cash advance loan.
Cash Central Loans: Cash Central is a large payday lender that funds 24/7 online payday loans to Texas residents. They have an easy 3-step approval process and you can expect a real-time decision regarding loan approval in less than 5 minutes. Cash Central funds payday loans up to $2,000 and you can typically pay off your loan in anywhere from 7 to 35 days. Use Discount Code “CJ6720” for 20% off all loan fees when you apply for an online loan through August!
CashAdvance.com: A new lender that’s offering online installment loans and payday loans to Texas residents. They provide Texas payday loans of $400+ for new customers and also offer installment loans for returning customers. They’re great to work with if you have poor credit as you can usually get a low dollar online cash advance with them. Lastly, they have a quick online application process and promise next day cash in hand loans for qualified applicants.
Kener Lending: Kender Lending is a brand new addition to our database. They’re an online installment loan lender that primarily focuses on consumers who live in Texas. Kenner provides online installment loans of up to $1,000 for first time applicants. The loan amount may increase down the road. It looks like borrowers will make approximately 10-12 payments to pay off the loan and there is no penalty for pre-payment of the loan.
MaxLend: MaxLend offers online loans that start at $100 and go up to $1,250 for Texas consumers. MaxLend can be a great option if you’re looking for a personal loan with no collateral required. They claim that having bad credit or no credit history doesn’t factor much into their lending decision. Lastly, Maxlend has no pre-payment penalty and offers loan lengths that max out at about 6 months for Texas residents.
Still having difficulties obtaining a loan from the payday lenders and online installment loan companies detailed on this site? If you have very poor credit, multiple cash advance loans outstanding or if you have trouble verifying your income or bank information it may be tough to get an online payday loan from any company. If you fall into this category you may need to check out YourPayday. They don’t offer payday loans in Texas directly, instead they deal with hundreds of financial companies that are willing to fund loans in Texas! Check them out today and see if you qualify with anyone from their network of Texas payday lenders and installment lenders.
Blue Trust Online Loans: Blue Trust is a large lender currently funding online loans in Texas. They have a 3-step approval process and you can expect a real-time decision regarding loan approval in less than 5 minutes. They claim Texas residents with income of at least $2000 a month can be approved on a loan up to $1200. A typical loan term will last for 6 months and you will also need a checking account with direct deposit to qualify.
Lendyou: LendYou has been in business since 2008 & since then they’ve helped thousands of Texas consumers in getting a short-term loan. They have a quick online application process for same-day payday loans in Texas of anywhere from $500 to $15,000. LendYou is an accredited member of the Lenders Online Alliance.
BadCreditLoans.com: A new company that as their name says, provides bad credit payday loans to Texas residents. They provide cash advances of $500 to $1000 for new customers and also fund installment loans for returning customers. They’re great to work with, even for people with poor credit as you can usually get a low dollar online cash advance with them. Lastly, they have an updated application process and promise next day cash in hand loans for qualified applicants.
Check ‘n Go: Check ‘n Go is without a doubt one of the oldest lenders when it comes to cash advance loans in Texas. They have well over 200 stores all throughout the state with dozens of payday loan stores in Houston and Dallas alone. They also have a simple online application process and they promise next day cash if you qualify for a payday loan. Check ‘n Go provides online loans of $300 to $1500 for Texas residents. The maximum payday loan term is 40 days and you can only have one loan out at a time.
National Payday: Large national payday lender that’s currently funding 24 hour Texas payday loans online with a same day bank wire when eligible. They have low-interest rates compared to other lenders and have been funding cash advance loans in Texas for years. Currently loaning up to $400 for new Texas customers and up to $1000 for returning customers.
Upstart: Upstart offers a unique approach to the online lending environment in Texas. They have flexible payment terms with the option to pay back your loan over months instead of weeks when compared to other firms that fund Texas payday loans. Another unique option is that applicants can choose their payoff term! They require a credit score of at least 650 or higher. Upstart is funding online loans of anywhere from $3,000 to $12,500.
LendUp: Lendup is a new lender in Texas as of 2015. They have lower rates when compared to traditional payday lenders and also promise you’ll have an opportunity to rebuild your credit by making on-time payments. At this time LendUp funds Texas installment loans of up to $4000. They also have a 15-minute deposit option where you can get your loan in as few as 15 minutes assuming your bank is setup for this.
PaydayLoanToday: Longtime lender that provides online financing of around $500. It seems they have lower interest rates when compared to other companies that offer cash advances in Texas & they offer a quick approval process with their online application system. Local residents are sometimes eligible for discount code savings on their payday loans. Check their website for more info.
Springleaf: This lender has been in business for decades and per their website, they have serviced over 2 million consumers. They have numerous storefront personal loan offices in Dallas and Houston. Springleaf funds Texas installment loans for up to $15,000. Their lending offers may change in Houston and other Texas cities that have caps on loan amounts, so be sure to check their website. These types of Texas installment loans are paid off over 1-3 years and you will most likely need a fair to good credit score in order be approved for a personal loan.
Check back at least once a week for updates regarding these Texas payday loans online. Texas is a good state to be in if you’re looking for a cash advance loan. Many of our online visitors arrive from large Texas cities like Dallas, Houston or San Antonio that have numerous payday loan stores, but we’ve been seeing an increase lately from smaller cities in Texas as well. So, don’t worry if there are no payday loan stores in your city. Most of the large national lenders choose to offer Texas loans and they can usually loan more money with better terms compared to other states, even people with terrible credit! We expect more companies will start lending again as we move through the second half of 2017(This includes online payday loans Texas as well as installment lenders in Dallas, Houston & San Antonio).